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Wind Damage

In Florida, tropical storms and thunderstorms happen all the time. Homeowners and commercial property owners in Florida know how much destruction a storm can cause.

Storms in Florida can cause serious damages to properties such as lifted shingles, water stains and rain dripping between the walls.

If you own a home or property in or around the Sarasota area, you probably purchased property damage insurance coverage to protect your assets from storm damage.

Most policyholders rely on their insurance company to cover any reconstruction costs. Unfortunately, insurance companies sometimes deny or undervalue claims for wind and storm damage.

Wind Damage Insurance Attorney in Sarasota, FL

The lawyers at Germain Law Group represent homeowners and property owners whose insurance companies underpay or deny claims made for storm and wind damage.

The insurance lawyers for Sarasota, FL, at Germain Law Group can assist you with any questions you may have about wind damage or any other matter that insurance should cover.

Contact Germain Law Group today at (941) 316-0333 to schedule a free consultation to discuss your case and the options you may have.

represents clients and fight insurance companies throughout Sarasota County, FL, including the cities of Sarasota, North Port, and Venice. We also defend and welcome clients from Manatee County, including the cities of Bradenton and Palmetto, as well as from nearby inland areas, including DeSoto, Highlands, and Hardee counties.

Sarasota, FL Wind Damage Information Center

  •  Wind Damage to Your Home
  •  Is Your Insurance Company Acting in Your Best Interest?

Wind Damage to Your Home

Very high winds in Florida can cause various types of damage to your home or property. It is common for strong winds to rip away shutters and shingles while flying debris can cause extensive damage to windows and doors.

Strong winds can also damage garage doors or rip the tiles from the outside of your property. Items that you generally keep outside such as tools, sheds or lawn furniture can be damaged by a windstorm.

Extremely high winds can cause structural damage to your house such as a roof lifting. Any structural damage to your home may cause secondary damage such as mold from moisture. Severe windstorms could cause frayed or damaged electrical cables creating fires, which could also cause secondary damages to your home.

If the windstorm is very severe, you might need to leave your home and your assets. Replacing everyday necessities will be an added expense that you will have to pay for while repairs are carried out on your property.

Is your insurance company acting in your best interest?

It is important to examine your insurance policy to see what is covered by your wind damage policy and determine if there are any coverage exclusions in your policy regarding the wind damage or limitations on the extent of wind damage.

When you are a policyholder and own property, you should always consider your insurance company’s offer when you have made a claim. Insurance companies will almost always try to underpay you for a settlement. Insurance companies do not  always realize the physical effects of wind damage on your home when they consider your compensation.

If you feel the offer that your insurance provider has proposed is well below what your property and possessions are worth, then you need to contact an experienced insurance attorney who knows how insurers try to settle these claims.

Additional Resources

F.S. 553.844 Windstorm loss mitigation– Visit the website of the Florida legislature to learn more about Florida’s statute on windstorm loss mitigation and requirements for roofs and opening protections.

Find a Wind Damage Attorney in Sarasota, Florida

If your home or property was damaged due to a severe windstorm and you believe the insurance company is not offering the amount owed under the policy or if your claim has been denied entirely, then contact Germain Law Group.

Michael Germain is an experienced attorney in Sarasota, FL, who fights for policyholder’s rights by going after insurance companies who act in bad faith. Call (941) 316-0333 today to schedule a free consultation to discuss your options.

Germain Law Group represents insurance policyholders in Florida, including the City of Sarasota, Florida, and throughout Sarasota County, and in the surrounding areas of Manatee, DeSoto, Highlands, and Hardee counties.

Our Sarasota office is conveniently located in the University Commons Office Center at 6151 Lake Osprey Drive, Suite 300, just off Interstate 75 and University Parkway (Exit 213).

Ask the Attorney

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Meet Our Attorney

Michael B. Germain

Michael B. Germain

Michael B. Germain is the founder of the Germain Law Group. For over a decade, Michael has been involved in litigating insurance claims and complex commercial matters.

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