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Termite Damage in Sarasota, Florida

According to the National Pest Management Association, termites have caused more than $5 billion in property damage in the United States each year.

There are four basic termite groups that affect Florida property owners. Those groups are the dampwood, drywood, subterranean, and conehead termites. Aside from fire and hurricane damage, termite damage is one of the top concerns that Florida homeowners have.

What Florida homeowners fail to realize, however, is that termite damage is almost never covered by homeowners or property insurance policies. Even it when termite damage is covered, many insurance companies will deny the claims.

Attorney for Termite Damage Insurance in Sarasota, FL

Fighting termite damage to a Florida home can cost hundreds of dollars. If a property owner has purchased homeowners insurance, it is their expectation that this type of damage would be covered. Termite damage, however, is not always covered and homeowners have issues recouping the loss caused by termites.

If you or someone you know has a home that has been damaged by termites in the North Port-Sarasota-Bradenton Metropolitan area, specifically in the counties of DeSota County, Manatee County, or Charlotte County, then contact Germain Law Group.

Our experienced property insurance attorney has handled cases against large insurance companies for years and fully understands how to fight for the rights of policyholders.

Call (941) 316-0333 for a one-on-one consultation with Michael B. Germain.

Property Insurance for Termite Damage

Many major Florida insurance companies do not cover termite damage and other damage caused by pests and rodents. Of course, this means that Florida property owners have to pay out-of-pocket for any damage that rats, mice, birds, or termites may cause.

Most Florida property insurance policies specifically exclude coverage in these areas, however, if your property insurance policy does not have a specific exclusion for termites and pest damage, then it may be beneficial for your to contact an experienced Florida insurance attorney about whether your property can be covered.

Different Ways to Protect a Florida Home from Termite Damage

There are many cost effective ways to supplement the lack of termite damage coverage in property insurance. While having termite damage insurance in a Florida home is ideal, some helpful tips for avoiding damage include:

  • removing wood or natural material made from wood from around your home;
  • yearly pest control inspections; and
  • filling in any structural cracks.

Suing a Sarasota Pest Control Company

If you maintain yearly pest control inspections with a Florida pest control company and your property still contracts termites, you may have a civil lawsuit against the pest control company.

Whenever you contract with a company for services, it is imperative to understand what you are entitled to under the contract if the party fails to fulfill their end of the agreement. If you have contracted termites after paying a pest control company for preventative measures, then contact an attorney who may be able to help you find out what remedies you may be entitled to.

Additional Resources

Florida Pest Management Association - Visit the official website of the Florida Pest Management Association for more information one of Florida's largest associations that represent pest and lawn management professionals.

Drywood and Dampwood Termites – Visit the University of Florida website for more information on the major kinds of termites in Sarasota, Florida and for signs of termite infestation in Florida properties. Also, find more information about how to prevent termite damage.

Find and Attorney for Termite Damage in Sarasota County, Florida

Whether your property insurance policy covers termite damage or not, talking to an experienced insurance attorney the North port-Sarasota-Bradenton Metropolitan area, or in any surrounding cities like Naples, Venice, Sarasota, North Port, or Bradenton, may help you get compensation for damages caused by termites.

Attorney Michael Germain is a skilled insurance liability lawyer who takes cases in Sarasota County, and in the surrounding counties of DeSota County, Manatee County, or Charlotte County, Florida. 

Call (941) 316-0333 for a consultation now if you need a Florida, insurance attorney.

This Article was Last Updated on Monday, May 10, 2017.

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Michael B. Germain

Michael B. Germain

Michael B. Germain is the founder of the Germain Law Group. For over a decade, Michael has been involved in litigating insurance claims and complex commercial matters.

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